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Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.
We’ve all been there — your grocery total keeps increasing with impulse buys and app suggestions. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder turns grocery spending into monthly savings. It’s like earning cashback just for shopping smart.
In this guide, you’ll learn:
• How to use the Grocery Discount Finder smartly
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• How to get discounts on Zepto, BigBasket, Blinkit, and Amazon Fresh
• Common FAQs from everyday shoppers
How MyRupaya’s Grocery Tool Helps You Save
It’s straightforward yet highly effective. Instead of wasting time on expired coupons, MyRupaya shows the best live discounts matched to your cards.
1. Best Grocery App Offers – Get valid coupon codes from all major grocery apps instantly.
2. Match Offers with Cards – Different cards give varied cashback. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Double Your Savings – Apply both Zepto promo and credit card rewards in one order. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Real-Time Updates – Grocery deals expire fast. You’ll never waste time on expired codes again.
No matter the grocery app you use, you always know which payment saves the most.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya isn’t just for grocery shopping. It analyzes your spending behavior and recommends savings.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Instant food delivery offers on Zepto and Swiggy.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Show live 10-minute grocery promo codes.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
In short, MyRupaya’s goal is to make sure you never pay full price.
Top Credit Cards for Grocery Shopping in 2025
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
HDFC Swiggy Credit Card (Top for Grocery Apps)
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Combine with Zepto coupon codes from MyRupaya to multiply your savings.
2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit
• Cashback: Earn 10% NeuCoins on grocery orders
• Other Benefits: Discounts on hotels and electronics
• Annual Fee: ?1,499
Why it’s great: Perfect for heavy BigBasket shoppers.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Ideal if you mix online orders with supermarket visits.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: Earn NeuCoins redeemable across Tata brands
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499
Why it’s great: Pair with MyRupaya BigBasket coupon codes for instant discounts.
5. Amazon Pay ICICI Credit Card – Best Free Grocery Card
• Cashback: 5% on Amazon Fresh (Prime), 3% non-Prime
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: ?0 – Lifetime Free
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. zepto store That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, you can easily save 5–10% each month.
Popular cards such as HDFC Neu, HSBC Live+, or Amazon Pay are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
Shopping smart is the new saving strategy — and groceries are the perfect place to start.